Tips for saving money by cutting small expenses

The scene is classic and repeats itself several times: you open your wallet and wonder where your entire salary has gone. We are going to respond here by teaching you to save money!

Small routine habits that at first glance seem insignificant at the end of the month add up to large expenses that could be avoided with a minimum of effort.

To give up taking that innocent little coffee and eat a small cheese loaf, for R $ every day, totals a value of R $ 1,260 saved in the year.

Thinking about this and keeping in mind that these are small changes that can generate great savings, we’ve put together some efforts you can apply to have more money in your pocket. Check out!

Pay cash

Pay cash

The convenience of credit card can often become a major villain of your financial control, and perhaps, see your cash going away faster, can make you resignify if that purchase is really necessary.

  • Use credit card without getting into debt? These tips will help you!

Have breakfast at home.

Have breakfast at home.

Replace your coffee with daily cheese bread of $ 5.00, for an omelet you prepare for yourself, besides being healthier, it also helps to save a good money.

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Dine

Dine

Do not just consider making your own breakfast, start preparing your main meals and feel the difference in your pocket.

With the plethora of courses, recipes, videos and articles, there are no excuses for you to keep buying food.

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Make kettles for work

Make kettles for work

This is another incredible way for you to save money.

Take some time off from your dinner the night before and prepare a kettle for work, so you save up to $ 15 to $ 20 each day in restaurants.

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Dispense the washer

Dispense the washer

If you have available a hose and the sidewalk of your home, why not wash your car and avoid spending with the washer?

Adjust Your Shower

Adjust Your Shower

There is no doubt that the shower is one of the biggest consumers of electricity and that its expense weighs heavily on the light bill.

So, if you have not done it yet, how about adjusting your shower in summer mode during this time of year?

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Leave the car in the garage a few times

Leave the car in the garage a few times

Do you really need every day to have the comfort of going to work with your own car?

Instead, try to intersperse with the use of public transportation or gas-guzzling hitchhikers, and who knows, even joining the bike does stay relatively close to work.

Credit card without annuity

Credit card without annuity

Save your money by opting for a credit card with no annuities.

Currently there are many options available in the market, or you can open a digital account, which offers many services without fees and annuities. Worth researching and reducing costs.

 

By striving and following these tips you will feel the difference in your pocket and begin to take more caution with your finances.

But, in case you wrap yourself up, we are here to get you out of the way, make a personal loan online with Financial Group , fast, easy and without red tape.